About RoxWrite
RoxWrite is a cloud-based, open API platform that empowers factors to automatically generate all reports needed to efficiently and accurately underwrite prospective clients. Rox enables your factoring team to service applicants more efficiently and reduce redundancies, allowing you to streamline your screening process and close more deals.
RoxWrite integrates directly with the data sources you rely on to make your underwriting decisions.
Reports
Below is a list of reports, their utility, and data-service provider:
| Data Provider | Report Type / Capability | Use Case |
Federal Motor Carrier Safety Association | FMCSA Verification - authority, insurance, etc. | Used to validate the authority status, verify insurance coverage, and confirm truck and trailer counts. |
 | Business & Owner Background Verification | Used to search Criminal History, Bankruptcies, Judgements, Liens, Drivers License verification, UCC Filings, and Global Watch List. |
 | UCC Search & Filing | Used to perform certified searches for current filings, file new UCCs or amend existing UCCs. |
Cobalt Intelligence | Business Entity Search | Verify legal existence, entity status, ownership, and filing history. |
*Additional Integrations coming soon including Equifax and Plaid.
RoxWrite Modules
The RoxWrite platform has 5 key modules: Dashboard, Quick Search, Applications, UCC Management, and Settings. Each module represents an area that provides purpose-driven and user-focused workflows.
Dashboard
The dashboard is your jumping off point into the rest of Rox’s underwriting modules. Here you can quickly check the pulse of your underwriting pipeline and review key metrics including average application duration, total application volume, and the value of those applications.
Quick Search
The Quick Search module allows you to run a search on a potential applicant without having to complete an application. Quickly search any of the reports available in the system: FMCSA, UCC, and background searches.
Applications
The Applications module is centric to beginning the underwriting process. In this module you will build an underwriting profile for the business and owners under evaluation. Once a user has been evaluated and approved within the system, applicants then move to “Client” status.
Rox utilizes an applicant’s identifying information across a number of third-party data providers. This enables you to generate a centralized underwriting profile to review aggregated reports in one consolidated module.
UCC Management
The UCC module provides you with a pre-filtered tabbed list of all the existing clients you have a UCC relationship with, segmented by your relationship status.
The main statuses available are: Active, Expiring, Awaiting Response, Successful Amendments, Rejected Amendments and Terminated
- Active - all active UCCs filed through Rox
- Expiring- alerts you of soon-to-lapse clients
- Awaiting Response - pending confirmation from SoS
- Successful Amendments - successfully submitted amendments
- Rejected Amendments - amendments rejected from SoS due to error
- Terminated - UCCs that have been terminated through Rox
Settings
The Settings module is where you can manage users, roles, sales representatives and collateral templates used during the underwriting process.
